The Mortgage Calculator for Home Loans website, its owners, writers and editors are NOT a credit provider and do not provide personal, legal, financial or professional advice or credit assistance. The information published on our website is of a general nature only and does not consider your personal objectives, financial situation or particular needs. The information published on this website should not be relied upon as a substitute for personal, financial or professional advice. We strongly recommend that you seek independent legal and/or financial advice before you apply for any product or service, which is referred to on this website.

This website is in no way providing or intending to provide credit advice or assistance to you by suggesting or assisting you apply for, remain in, or increase your current debt with a particular bank / lending body / credit product from a particular credit provider.

If we refer you to a credit provider / bank / lending body or provider of credit assistance you will be dealing directly with that provider and not with us. This website and its owners, operators and editors accept no liability in respect of any loans / financial products which you elect to acquire from any bank / lending body / credit or financial provider.

We DO however advise that:

  • You should always obtain a Product Disclosure Statement (“PDS”) for any product you are considering acquiring directly from the bank / lending body / financial institution or credit provider who is offering the product. If you don’t or can’t understand the message / wording / terms of that Public Disclosure Statement you should have it explained to you in plain English or the language of your choice by a licensed legal or financial professional who specialises in financial products.
  • And as always you should consider that PDS prior to making any decision about whether to apply / acquire that financial product.